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NEW QUESTION # 66
Which of the following statements is true whenever a cryptographic key is retired and replaced with a new key?
Answer: A
Explanation:
When a cryptographic key is retired and replaced, it is essential to ensure that the retired key is no longer used for encryption purposes to maintain the security of the cryptographic system.
* Option A:Correct. Retired keys must not be used for encryption operations to prevent potential security vulnerabilities. However, they may be retained for decryption purposes if necessary, such as decrypting existing data encrypted under the retired key.
* Option B:Incorrect. PCI DSS does not specify a mandatory retention period for retired cryptographic key components before disposal. Retention periods should align with the entity's data retention policies and legal requirements.
* Option C:Incorrect. Assigning a new key custodian is not a mandatory requirement upon key retirement and replacement, though proper key management practices should ensure that custodianship is clearly defined and documented.
* Option D:Incorrect. While data encrypted under a retired key should be re-encrypted with the new key or securely managed, PCI DSS does not mandate the destruction of such data solely due to key retirement.
For more information on cryptographic key management practices, refer toRequirement 3: Protect Stored Account Datain thePCI DSS v4.0.1document.Wikipedia
NEW QUESTION # 67
What process is required by PCI DSS for protecting card-reading devices at the point-of-sale?
Answer: D
Explanation:
Requirement9.9.2of PCI DSS v4.0.1 mandates that entitiesregularly inspect POS devicesto detect signs of tampering or skimming. This includes physical inspections to identify unexpected additions, unauthorized stickers, broken seals, etc.
* Option A:Correct. Regular inspection for skimming/tampering is required.
* Option B:Incorrect. There is no mandate for manufacturer serial number verification.
* Option C:Incorrect. PCI DSS does not require routine replacement of device identifiers or labels.
* Option D:Incorrect. Devices may be investigated if compromised, but not necessarily destroyed.
Reference:PCI DSS v4.0.1 - Requirement 9.9.2.
NEW QUESTION # 68
What must the assessor verify when testing that PAN is protected whenever it is sent over the Internet?
Answer: A
Explanation:
UnderRequirement 4.2.1.1, PAN (Primary Account Number) must be protected usingstrong cryptographywhenever it is transmitted overopen, public networks, including the Internet. Assessors are expected to verify that the cryptographic protocols (e.g., TLS 1.2 or higher) are properly implemented and that weak protocols (e.g., SSL, early TLS) are disabled.
* Option A:#Incorrect. Supporting earlier protocol versions (e.g., SSL, TLS 1.0) isnon-compliant.
* Option B:#Correct. Strong encryption (e.g., AES over TLS 1.2 or higher) must be verified.
* Option C:#Incorrect. Acceptingall certificatescould allowMITM (Man-in-the-Middle)attacks.
* Option D:#Incorrect. Deleting PAN after transmission is not a substitute for protecting it during transmission.
NEW QUESTION # 69
At which step in the payment transaction process does the merchant's bank pay the merchant for the purchase, and the cardholder's bank bill the cardholder?
Answer: C
Explanation:
Thesettlement phaseis when:
* Themerchant's acquiring bank pays the merchant, and
* Theissuing bank bills the cardholder.
This occursafter authorization and clearinghave already taken place.
* Option A:#Incorrect. Authorization verifies the card and funds but doesn't trigger payment.
* Option B:#Incorrect. Clearing exchanges transaction details between banks but doesn't finalise funds.
* Option C:#Correct. Settlement is whenfunds are actually transferred.
* Option D:#Incorrect. Chargebacks reverse transactions, not settle them.
NEW QUESTION # 70
Which of the following types of events is required to be logged?
Answer: C
Explanation:
Requirement10.2.2mandates that all access to audit trails must be logged. This ensures that any tampering, viewing, or deletion of audit data is traceable. It supports the broader goal of maintaining audit trail integrity and accountability.
* Option A:Incorrect. PCI DSS does not require logging use of end-user messaging.
* Option B:Incorrect. There's no explicit requirement to log access to external websites.
* Option C:Correct. PCI DSS mandates loggingall access to audit trailsto detect and respond to unauthorised attempts.
* Option D:Incorrect. Logging all network transmissions is not feasible and not required.
Reference:PCI DSS v4.0.1 - Requirement 10.2.2.
NEW QUESTION # 71
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